Your Insurance Adjuster Isn’t a Body Tech — Here’s Why That Matters

If you’ve ever been in a collision, you know the drill: call the insurance company, get an estimate, and hope the check covers the repairs. But here’s the catch — insurance adjusters aren’t body technicians. Their estimates are often a starting point, not the final word on what your car truly needs to be road-ready again.

At Colorado Coach Auto Body, we frequently encounter this issue. A car arrives with an insurance estimate that appears neat and tidy, but once our technicians begin the teardown process, we uncover hidden damage that wasn’t visible at first glance. Far from being a bad thing, this discovery is actually good news for your car and your safety.

Why Insurance Estimates Fall Short

Insurance adjusters are trained to spot visible damage, but they don’t take apart your car piece by piece. That means their initial estimate may overlook structural issues, frame alignment problems, or internal damage that only reveals itself once panels are removed.

Think of it like visiting a doctor: an initial check-up can flag obvious symptoms, but real answers often require X-rays, scans, or deeper tests. Collision repair works the same way.

What Happens During a Shop Inspection

When you bring your vehicle to Colorado Coach Auto Body, our technicians:

• Conduct a full teardown — removing panels and parts to expose what’s underneath.
• Check for structural damage that isn’t visible on the surface.
• Inspect safety systems like sensors, airbags, and crumple zones.
• Document everything with photos and reports to submit back to your insurance company.

This thorough approach ensures nothing gets missed, which means your vehicle is repaired the right way, not just the fastest or cheapest way.

Why Finding More Damage is a Good Thing

It might sound scary to learn your car has more damage than you thought, but it’s actually a win for you. Here’s why:

• Your insurance pays for it. Supplemental damage is submitted to your insurer for approval.
• Your safety comes first. Structural repairs and safety features are addressed properly.
• Your car drives like it should. Correct repairs protect performance, resale value, and peace of mind.

Skipping these hidden repairs might save money in the short term, but it could leave you driving an unsafe vehicle and cost far more down the road.

Insurance adjusters do their job well, but they’re not trained body technicians. Trusting a collision repair shop to identify the full scope of damage is the only way to ensure your car is safe, reliable, and truly restored.

At Colorado Coach Auto Body, we work with your insurance company to ensure that every necessary repair is thoroughly documented, approved, and completed to factory standards. Because when it comes to your safety, “good enough” just isn’t good enough.